Health Insurance in Cambodia

Health Insurance in Cambodia

Health Insurance in Cambodia

Sovannaphum Life Assurance Plc. (Sovannaphum Insurance)
  • Offers a range of “SMILE” products such as SMILE Education Plans, SMILE Easy Protection, and Group Health.
  • Premium pricing is not publicly listed—students should contact Sovannaphum directly for quotes tailored to coverage needs.
  • Convenient premium payment via banks, mobile wallets (ABA, Wing, TrueMoney), or local agents.
→ Link to website
AIA Cambodia – AIA សម្រាប់សុខភាព (Samrab Sokhapheap)
  • Coverage options from US $10,000 to US $1.5 million, with whole-life renewability.
  • Example premiums (shared by customers): for ages 40–69 years, US $50,000 coverage is available—specific premium amounts are not publicly disclosed.
  • Highlight: Health rewards—e.g., with $500,000 coverage, if you make no claims in a year, you receive $150 toward preventive health services for the following year.
→ Link to website
LUMA ASEAN / Asia Care Pass (Short-Term & Travel-Friendly)
  • Designed for regional or multi-country travel coverage (including Cambodia).
  • Starts from US $55, offering US $10,000–$100,000 coverage, valid for 1 week to 6 months.
  • Ideal for short-term stays, internships, or regional trips needing flexible coverage.
→ Link to website
Health Insurance Documents
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